WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, June 22, 2014

Bad Credit Loans: Easy Financial Help to Repair Defective Credit Status


If you are living in UK and looking for fast funds in spite of bad credit history, then nothing can beat bad credit loans. These loans are considered as the best option and solution especially when you have CCJs, arrears, defaults, bankruptcy, IVA and late payments. They are also known as instant cash because these finances are approved by lenders very quickly. Individual gets quick approval because money is provided by online lenders quickly. These banks and financial institutions follow online procedure for each and everything. They only accept online application form and provide approval on the spot within few hours. A person can use the cash for variety of purposes, like home improvements, debt consolidation, car purchase, wedding, traveling, business, education, credit card payments, insurance premium, mortgage payment etc. Bad credit loans can be availed easily in two formats, secured and unsecured loans. Both options have been designed as per the demand and requirement of loan seekers.

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Secured loan - Lenders approve loan application under this category only when you are willing to place home or property against the funds. Here, loan amount completely depends on the market value of collateral. Hence more value of security means bigger amount with minimum trouble. The biggest benefit of this loan segment is that it comes along with low interest rate and APR. Also, you get enough time periods to payoff the loan amount. Nothing can beat this financial service, if you seeking for bigger amount at affordable rate of interest. Only homeowners can obtain money under this category.

Unsecured loan - In this loan option, lenders approve the application of every loan seeker, either you are homeowner, tenant or bad credit borrowers. Approval and loan amount completely depends on the repayment capability of person. You may find this option slightly expensive in comparison to secured loan. But we can ignore the fact that it contains huge risk for lenders because they have nothing in their hand to recover the loan amount. Here, you are allowed to obtain quick cash in the range of £1000-£25000 for the period 6 months-10 years.

In modern world, bad credit loans have emerged as best solution for immediate requirements especially when you are suffering with adverse credit history. This is the only monetary aid where lenders are not concerned about your past credit history. So, enjoy your life and fight against the sudden expenses with the help of available financial aid.


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